Product Manager, Credit

Job Description

Join the Tilt team

At Tilt, we see a side of people that traditional lenders miss. Our mobile-first products and machine learning-powered credit models look beyond credit scores, using over 250 real-time financial signals to recognize real potential. Named among the next billion-dollar startups, we're not just changing how people access financial products — we're creating a new credit system that backs the working, whatever they're working toward.

The Opportunity: Product Manager, Credit

We’re hiring a Product Manager to strengthen execution across our existing credit product in the Philippines. This role is designed to support our Senior Product Manager by owning delivery across clearly defined, high-impact areas — with a strong focus on fraud, identity, KYC, and risk systems.

This is not a greenfield discovery role. Instead, you’ll work on mature, in-market products that are already live and scaling. The priorities are known. The roadmap is real. The opportunity is to execute quickly and effectively in partnership with Engineering, Risk, Operations, Compliance, and external vendors.

If you're based outside of the Philippines, this role will require travel 4-6 times/year.

How you'll make an impact

• Owning execution across key areas of our existing credit product

• Improving fraud, identity verification, and KYC systems to reduce loss rates

• Partnering with Engineering on integrations and enhancements to risk infrastructure

• Working closely with Risk, Compliance, and Operations to optimize credit processes

• Evaluating and managing third-party vendors that support fraud and identity workflows

• Using data to size problems (e.g. fraud incidence, loss impact) and prioritize effectively

• Delivering on clearly defined initiatives that directly impact eligibility, approvals, and portfolio health

Why you're a great fit

• 4-6 years of product management experience, ideally in credit, lending or fintech.

• Strong analytical capability and very comfortable working with and manipulating data.

• Experience operating unstructured, high-ambiguity environments with little micro management.

• Demonstrated experience working with cross functional teams, particularly across Engineering and Credit teams.

• Clear written and verbal communicator.

Don’t meet every qualification? We care about potential over your past. If you're bringing ambition and drive to what we're building, we want to hear from you.

What you'll get at Tilt

• Virtual-first teamwork: The Tilt team is collaborating across 14 countries, 12 time zones, and counting. You’ll get started with a WFH office reimbursement.

• Competitive pay: We're big on potential, and it's reflected in our competitive compensation packages and generous equity.

• Complete support: Find flexible health plans at every premium level, and substantial subsidies that stand up to global standards.

• Visibility is yours: You can count on direct exposure to our leadership team — we’re a team where good ideas travel quickly.

• Paid global onsites: Magic happens IRL: we gather twice yearly to reconnect over shared meals or kayaking adventures. (We’ve visited Vail, San Diego, and Mexico City, to name a few.)

• Impact is recognized: Growth opportunities follow your contributions, not rigid promotion timelines.

The Tilt Way

We're looking for people who chase excellence and impact. Those who stand behind their work, celebrating the wins and learning from the missteps equally. We foster an environment where every voice is valued and mutual respect is non-negotiable — brilliant jerks need not apply. We're in this together, working to expand access to fair credit and prove that people are incredible. When you join us, it's not just another day at the [virtual] office, you're helping millions of hardworking people reach better financial futures.

You’re pushing ahead in your career? We can get behind that. Join us in building the credit system that people deserve.