Plaid

Experienced Product Manager - Credit Risk

Job Description

Our Credit’s team mission is to power access to more affordable credit products. We believe that bank data is the missing piece of the puzzle when it comes to credit. Our suite of credit products empowers consumers to share data to help create a more holistic financial picture while also providing the tools that lenders use to streamline their credit decisions.

As the Product Manager for Credit team, you will be responsible for building the next generation of cash flow-based insights that will be used by lenders to make better credit decisions.


Responsibilities
  • Own the strategic direction and lead the build of our model-based credit insights products including network-based insights
  • Drive improvements to our model foundations
  • Act as a subject matter expert for our credit insights products supporting data science, engineering, Go-to-Market

    • Qualifications
  • 10+ years of experience as a product manager
  • Deep understanding of credit risk and the development of underwriting models
  • Experience with AI/ML product development
  • Experience working with various credit data sources including traditional credit report and alternative credit data like bank data
  • Demonstrated ability to make data driven decisions
  • [Nice to have] Experience working with user-permissioned bank account data

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