Varo Money

Lead Product Manager, Lending

Job Description

We're looking for a Lead Product Manager to drive the vision, strategy, and execution of our consumer lending products. In this role, you'll own the full product lifecycle, from ideation to launch and optimization. You will collaborate with cross-functional teams like Engineering, Credit Risk, and Marketing to deliver innovative digital lending experiences.


What you'll do:
  • Own Product Strategy & Roadmap: Define and champion the strategy and roadmap for key consumer lending products (e.g., Personal Loans, Lines of Credit), aligning with company goals and risk appetite
  • Drive Product Development: Lead the end-to-end product development process, from requirements gathering and prioritization to launch and post-launch optimization
  • Leverage Insights: Conduct market research and customer analysis to identify opportunities and inform product improvements
  • Ensure Performance & Compliance: Define KPIs, monitor product performance, and integrate robust risk management and regulatory compliance throughout the product lifecycle
  • Collaborate Cross-functionally: Serve as the central point of contact for Engineering, Credit Risk, Compliance, Operations, and Marketing to ensure seamless product delivery
  • Foster Innovation: Identify new features, design experiments (A/B testing), and leverage technology to enhance underwriting and customer experience

    • You’ll bring the following required skills and experiences:
  • 8-10+ years of product management experience, with at least 4 years in consumer lending or FinTech
  • Proven success in launching and growing digital lending products
  • Deep understanding of the consumer lending lifecycle, credit risk principles, and risk analytics
  • Experience working with engineering and data teams in an agile environment
  • Strong analytical, problem-solving, and communication skills
  • Bachelor's degree in Business, Finance, Economics, Computer Science, or a related field 
  • Preferred: Experience with cash flow underwriting, alternative data, modern loan management systems, regulatory compliance (Reg Z, Reg E, UDAAP), and A/B testing

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