Product Manager - SME Digital Lending

Job Description

We are scaling our SME Digital Lending direction and looking for a Product Manager who can own the product end-to-end and drive measurable growth from day one.

This role requires someone hands-on, data-driven, and commercially sharp — with real experience in building and scaling digital lending products for B2B / SME clients.

We expect first tangible outcomes within 6–8 weeks.

What You’ll Do

• Own the SME Digital Lending product lifecycle end-to-end
• Improve risk models, approval flows, and credit decision logic
• Optimize acquisition and distribution channels
• Drive portfolio growth while balancing risk and profitability
• Prioritize based on data, unit economics, and business impact
• Work closely with Risk, Data, Engineering, Operations, and Commercial teams
• Adapt proven international lending practices to the Nigerian market

Requirements

• 4–7 years of Product Management experience
• Strong background in digital lending for SME / B2B clients
• Experience in international markets (Europe, LatAm, SEA, USA, UK, Russia, etc.)
• Solid understanding of risk frameworks, scoring, underwriting, and portfolio metrics
• Proven track record of scaling lending products
• Strong stakeholder management skills
• Highly data-driven decision-making approach
• Fluent English

Benefits

• Remote work from anywhere in the world

• Performance bonus, 25+ paid vacations and day-offs, personal development plan
• Purpose: shape the future of fintech in Nigeria with products that reach millions, backed by a competitive salary
• Growth: thrive in a fast paced work environment with flexibility, collaboration, and access to cutting-edge tools
• Join a diverse, inclusive team where all voices are valued, and professional growth is a priority.