Senior Data Analyst, Risk & Compliance
Job Description
Lithic creates card issuing and payment infrastructure for technology companies that just works. We help some of the world’s fastest-growing digital banks, fintech companies, and software companies process billions in transactions annually.
We are hiring a Senior Data Analyst to support the Risk & Compliance organization with strong problem solving, communication, and technical skills to deliver insights into the presence of current risks, and the likelihood and impact of those we have yet to encounter. This role will sit on the Analytics team and work closely with cross-functional teams across Risk, Compliance, Product, and Engineering to create, evaluate, and drive continuous improvement of risk policies, limits, rules, alerts, and dashboards. This role is critical to enabling Lithic and our customers to optimize our risk control and monitoring efforts.
Responsibilities:
- Deep dive into past and ongoing trends and provide data driven insights that identify and predict risky behavior that could result in outsized operational, financial, and reputational losses for Lithic and our customers
- Develop customer and program segmentation frameworks to enable proportionate monitoring across varied use cases and industries
- Identify rule criteria, test and validate rule output, and report on portfolio and rule performance in ways that influence Lithic's risk strategy; support fraud authorization rule management for managed services clients
- Create dashboards to monitor performance across relevant metrics and create alerts to highlight any anomalies or unusual trends
- Identify new approaches and data sources that could help us better understand various forms of risk, and partner with our operations, and product and engineering teams to implement them
- Build relationships with our customer-facing teams (and occasionally our customers themselves) to best inform our approach to managing risk in a way that enables prudent growth
- Support risk assessments, audits, and ad-hoc projects as assigned
Qualifications:
- 2+ years in financial services risk, fraud, or compliance roles, or equivalent experience investigating payments fraud and translating findings into actionable rules or policies; issuer or processor experience a plus
- Excellent analytical thinking and problem-solving, with experience leveraging large datasets to drive assessments and decisions
- Expert SQL skills (we use Snowflake but are open to all dialects); experience with dbt and Python preferred
- Experience building reusable, well-documented analyses rather than one-off queries; comfort with analytics engineering practices (git, command line, modular data modeling) a plus
- Experience creating performance monitoring dashboards using Metabase, Looker, or similar BI tools
- Outstanding communication and influence skills, with the ability to foster collaboration across technical and non-technical stakeholders
- Self-awareness and humility, with the ability to balance first-principles thinking, pattern recognition from experience, and knowing when to ask for help
The annual US salary range for this role is $130,000 - $165,000 plus equity. This salary range may be inclusive of several career levels at Lithic and will be narrowed during the interview process based on the candidate’s experience and qualifications.
Benefits:
- Health, vision, and dental insurance; HSA Contribution Match
- Unlimited PTO
- 401(k) match
- Voluntary Life Insurance and AD&D
- 3% cashback on all Privacy purchases
- 12-weeks fully paid parental leave
- Work From Anywhere: work from anywhere in the world 4-weeks each year
- 5-Year Fully Paid 4-Week Sabbatical Program
We believe in-person collaboration boosts creativity, communication, and agility, which are key to our growth. Employees in the NYC area are asked to work from our SoHo office three days a week - Tuesdays and Thursdays are core in-office days - the third is flexible.
In-office employees receive:
- Commuter benefit
- Free lunch every Tuesday and Thursday
