X1 is a financial technology company that offers the Robinhood Gold Card, a credit card exclusively for Robinhood Gold members. The card provides benefits such as 3% cash back on all categories, with higher rewards on travel when booked through the Robinhood Travel portal. It comes with no annual fee or foreign transaction fees and includes several travel-related protections and services. X1 allows for the addition of cardholders of any age, enabling family credit building and spending management. The card is issued by Coastal Community Bank under a Visa license, and Robinhood Credit, Inc. , not a bank, offers it. A Robinhood Gold subscription is required to apply for and maintain the card.