Spinwheel is a company that specializes in transforming consumer debt and lending solutions through its innovative Debt APIs. By using a simple phone number and birthdate, their platform enables processes such as pre-qualification, underwriting, balance transfers, and more, covering a wide range of debt categories including credit card debt, personal loans, mortgages, student loans, auto loans, and 'buy now pay later' options. Spinwheel offers 1-Click Solutions and easy-to-integrate APIs that empower both businesses and borrowers to improve financial outcomes, reduce friction, and lower operating costs.