smava is a popular online credit portal in Germany that offers a platform for comparing and securing personal loans, auto loans, and other financing options. It provides personalized loan offers from over 20 banks and facilitates these loans in a way that is neutral with respect to SCHUFA, a common credit agency in Germany. smava emphasizes ease and speed in loan application processes, providing approvals and fund transfers in a short period. Furthermore, smava guarantees that its service is 100% free and focuses on data security and SCHUFA neutrality, making it a trusted choice for many consumers. The platform also highlights customer satisfaction as evidenced by numerous positive reviews.