Paytient is a company providing a Health Payment Account (HPA) solution that empowers individuals to pay for healthcare expenses over time without incurring interest or fees. By partnering with employers, insurers, and health systems, Paytient offers a sponsored, interest-free line of credit through the Paytient card to aid consumers in managing out-of-pocket costs for medical, dental, vision, pharmacy, behavioral health, and veterinary care. The solution functions alongside traditional health benefits like HDHPs, HSAs, FSAs, and HRAs, making it easier for Americans to access and afford necessary care without financial stress.