Lower is a top mortgage lending company offering a range of home financing solutions. Their services include helping customers buy homes, refinance existing mortgages, access home equity through HELOCs and cash-out refinancing, and offering various loan types such as conventional loans, adjustable-rate mortgages, VA loans, FHA loans, and jumbo loans. Lower prides itself on a seamless, hassle-free application process, offering expert guidance, competitive rates, and exceptional customer service. They highlight their "Free Refi for Life" offer, ensuring clients can refinance without lending fees once they have initially bought or refinanced with Lower. Known for their customer-centric approach, they have received over 30,000 five-star reviews across multiple platforms.