Kuda is a digital banking platform designed to provide seamless and free financial services primarily for Africans. The app facilitates free transfers, cashless payment options, and interest-earning on savings. Kuda offers features such as bill payment, gift card purchasing, and budgeting tools. It provides users with a Kuda debit card for online and offline transactions, offering a simple solution for managing finances. The platform also supports businesses with tools like POS systems, invoicing, payroll, and business loans. Licensed under various financial authorities, Kuda expands its services across Nigeria, the UK, Canada, and soon Uganda, aiming to offer convenient banking with transparency and customer-focused solutions.