Kroo Bank is an award-winning digital bank that offers a simple and efficient online banking experience for retail customers. It provides competitive interest rates on current account balances, allowing customers to earn interest similar to a savings account. Kroo ensures a seamless and intuitive banking experience with features such as real-time spending insights, zero fees on spending abroad, and robust security measures including biometric authentication. The bank also offers personal loans and overdrafts to eligible customers and is protected by the Financial Services Compensation Scheme for deposits up to £85,000. With a high customer satisfaction rating on platforms like Trustpilot, Kroo Bank aims to simplify banking and provide financial peace of mind to its customers.