Grey (YC W22) is a financial technology company providing a suite of digital banking services aimed at a global audience, particularly catering to freelancers, digital nomads, and travelers. The company offers virtual USD cards, global money transfers, currency exchange with real-time rates, and the ability to manage multiple currencies through a single app. Grey enables users to open foreign bank accounts from their phones for free, and it offers additional services such as automated billing, expense management, and high-yield savings options. With a focus on inclusivity and social impact, Grey operates worldwide with the help of its licensed banking partners, offering secure digital payment solutions and striving to make a positive difference in the communities it serves.