First Circle is a financing company that specializes in providing smart banking solutions and financial products for Small & Medium Enterprises (SMEs) in the Philippines. The company offers a range of services including business credit lines, business banking, and employee salary loans, focusing on providing non-collateral funding solutions to support business growth and minimize risk. First Circle is regulated by the Securities and Exchange Commission and collaborates with rural banks to deliver their financial services. The company prides itself on efficiency, offering fast account openings and loan disbursements without paperwork, catering to the needs of over 3,000 businesses across various industries.