Bread Financial is a financial services company that provides simple financial solutions to help individuals shop, borrow, and save. The company offers a variety of products including high-yield savings accounts, certificates of deposit, credit cards such as the Bread Cashback Card and Bread Rewards Card, and 'Buy Now, Pay Later' solutions. They also provide financial education resources to help customers make smarter spending and saving decisions, understand credit, and manage debt more effectively. The company's credit products come with benefits like cash back, purchase protection, and ID theft insurance.